Can I claim tax relief on business bank account fees?
Yes, you can claim bank fees as an allowable business expense if you use a dedicated business account for your driving work.
Last checked 25/10/2026.
Yes, you can claim bank charges and monthly account fees as an allowable business expense if you have a separate bank account dedicated to your delivery or private hire work.
HMRC allows you to deduct costs that are wholly and exclusively for your trade. Keeping your earnings from Deliveroo, Uber, or Evri separate from your personal money makes tracking your income straightforward. The fees your bank charges to keep that account open count as part of running your business.
What you can and cannot include
- Monthly account maintenance fees charged by your bank.
- Transaction fees per payment or transfer in your business account.
- Interest charges if you have a business overdraft used solely for your driving work.
If you use a personal bank account instead of a business account, you cannot claim a portion of personal account fees just because some gig work passes through it. HMRC expects a clear split.
Sources
Related
Allowable expenses for delivery drivers: the full list
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Record keeping, and how long to keep it
You have to keep enough to show how every figure on your return was arrived at: what you were paid, what you spent, and how far you drove for the work. Records have to be kept for 5 years after the filing deadline for the year they cover.
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Business miles, commuting and the depot run
A business mile is one driven wholly for the work. Commuting between home and a regular workplace is never claimable. For most gig drivers the working day starts when the app goes on, which makes the drive to a chosen pickup zone personal and the drive between drops business.
Mileage & expensesUpdated 27/08/2026
Capital allowances on a vehicle
A capital allowance is tax relief on something you bought to keep and use, spread over years rather than deducted at once. You cannot claim capital allowances on a vehicle and use the mileage rate for it, so for most gig drivers this is a road not taken.
Mileage & expensesUpdated 27/08/2026