Class 2 National Insurance
Class 2 is the flat weekly National Insurance contribution that builds state pension entitlement. Compulsory Class 2 was abolished from 6 April 2024; you can still pay it voluntarily at £3.65 a week.
Correct for the 2026/27 tax year. Last checked 12/09/2026.
Profits at or above the small profits threshold are treated as if Class 2 had been paid, so the qualifying year is credited without a payment. Below it, nothing is credited unless you choose to pay.
What it means for your money
A full year costs £189.80. Against a state pension that needs 35 qualifying years for the full amount, that is usually the cheapest pension contribution available to anybody, and it is worth checking your record before deciding.
The small profits threshold is £7,105. A part-time driver earning under it in a year gets no credit for that year unless they pay.
Where to read more
Should I pay voluntary Class 2 and Class 2 and Class 4 National Insurance for drivers.
Sources
Related
Should I pay voluntary Class 2 National Insurance?
Worth considering if your profits are below £7,105 and you want the year to count toward your State Pension. It costs £189.80 for a full year.
HMRC & taxUpdated 19/08/2026
Class 2 and Class 4 National Insurance for drivers
Class 4 National Insurance is charged on your profits at 6% between £12,570 and £50,270, then 2% above, and is paid with your income tax. Compulsory Class 2 ended from 6 April 2024, but voluntary Class 2 at £3.65 a week still buys state pension years.
HMRC & taxUpdated 27/08/2026
Class 4 National Insurance
Class 4 is the National Insurance self-employed people pay on their profits. It runs at 6% on profit between £12,570 and £50,270, then 2% above that, and it is collected with your income tax.
HMRC & taxUpdated 27/08/2026
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